PENGARUH LOAN to DEPOSIT RATIO, NON PERFORMING LOAN, DAN DEBT TO EQUITY RATIO DALAM MEMPENGARUHI PROFITABILITAS SEBAGAI VARIABEL INTERVENING TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BEI PERIODE 2022-2024

Siswanti, Siswanti (2026) PENGARUH LOAN to DEPOSIT RATIO, NON PERFORMING LOAN, DAN DEBT TO EQUITY RATIO DALAM MEMPENGARUHI PROFITABILITAS SEBAGAI VARIABEL INTERVENING TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BEI PERIODE 2022-2024. Jurnal Mahasiswa Entrepreneur (JME) FEB UNARS, 5 (3). pp. 607-621. ISSN 2964-8750

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Official URL: https://doi.org/10.36841/jme.v5i3.8828

Abstract

INDONESIA Bank adalah lembaga yang beroperasi di bidang jasa keuangan dan berfungsi sebagai perantara antara pihak yang memiliki kelebihan dana dengan pihak yang membutuhkan dana. Penelitian ini bertujuan untuk menguji pengaruh Loan to Deposit Ratio, Non Performing Loan, dan Debt to Equity Ratio terhadap Profitabilitas dan Nilai perusahaan. Metode penelitian yang diterapkan dalam studi ini adalah metode deskriptif kuantitatif. Populasi dalam penelitian ini adalah seluruh perusahaan perbankan yang terdaftar di Bursa Efek Indonesia (IDX) pada periode 2022-2024. Teknik pengambilan sampel yang digunakan adalah Purposive Sampling. Analisis data dan pengujian hipotesis dilakukan menggunakan metode Structural Equation Model – Partial Least Square (PLS-SEM). Hasil pengujian hipotesis langsung dengan menggunakan aplikasi SmartPLS 3.0, menunjukkan bahwa Loan to Deposit Ratio, Non Performing Loan, dan Debt to Equity Ratio berpengaruh negatif dan signifikan terhadap Profitabilitas. Sementara itu, Loan to Deposit Ratio, Non Performing Loan, dan Debt to Equity Ratio berpengaruh positif namun tidak signifikan terhadap Nilai perusahaan. Profitabilitas berpengaruh positif dan signifikan terhadap Nilai perusahaan. Hasil uji hipotesis pengaruh tidak langsung menunjukkan bahwa Profitabilitas mampu memediasi pengaruh Loan to Deposit Ratio, Non Performing Loan dan Debt to Equity ratio terhadap Nilai perusahaan secara negatif dan signifikan. ENGLISH Banks are institutions operating in the financial services sector and serve as intermediaries between parties with excess funds and those in need of funds. This study aims to examine the effects of the Loan to Deposit Ratio, Non Performing Loans, and Debt to Equity Ratio on Firm Profitability and Value. The research method used in this study is quantitative descriptive. The population in this study is all banking companies listed on the Indonesia Stock Exchange (IDX) for the 2022-2024 period. The sampling technique used was purposive sampling. Data analysis and hypothesis testing were conducted using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method. The results of direct hypothesis testing using SmartPLS 3.0 indicate that the Loan to Deposit Ratio, Non Performing Loans, and Debt to Equity Ratio have a negative and significant effect on Profitability. Meanwhile, the Loan to Deposit Ratio, Non Performing Loans, and Debt to Equity Ratio have positive but insignificant effects on Firm Value. Profitability has a positive and significant effect on Firm Value. The results of the indirect hypothesis testing indicate that Profitability mediates the significant negative effects of the Loan to Deposit Ratio, Non Performing Loans, and Debt to Equity Ratio on Firm Value.

Item Type:	Article
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HG Finance H Social Sciences > HJ Public Finance
Divisions:	Fakultas Ekonomi > S1 Manajemen
Depositing User:	SISWANTI SISWANTI
Date Deposited:	01 Oct 2026 06:19
Last Modified:	01 Oct 2026 06:19
URI:	http://repository.unars.ac.id/id/eprint/4908

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