Comparative Analysis of Banking Financial Performance Pre and Post Covid-19 Pandemic

Triska, Dewi Pramitasari and ida, Subaida (2022) Comparative Analysis of Banking Financial Performance Pre and Post Covid-19 Pandemic. Indonesian Management and Accounting Research, 20 (1). pp. 17-32. ISSN e-ISSN: 2442-9724 p-ISSN: 1411-8858.

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Abstract

Covid-19 struck the Indonesian banking industry, particularly ASEAN, through the weaker economic growth, resulting in a slowdown in credit growth and eventually reduced profitability. This study aimed to analyze the financial performance of banks before and after the occurrence of a covid-19 pandemic and formulate alternative strategies to improve the financial performance of Indonesian banks. The study sample consisted of four banks with a saturated sampling method (census) are owned banks (State Bank) listed on the Stock Exchange Indonesia. The data in this research is secondary data obtained from the bank's annual report period 2019 until the second quarter of 2020, which is accessed via the IDX website. Performance is measured using the six financial ratios, namely ROA, BOPO, NPL, NIM, CAR, and LDR, with different test analysis methods (Paired T-Test). The study found that financial ratios ROA, BOPO, CAR, and LDR pre and post Covid-19 pandemics have significantly different values, while the NPL and NIM did not differ significantly.

Item Type: Article
Subjects: H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi > S1 Manajemen
Depositing User: Triska Dewi Pramitasari SE. MM.
Date Deposited: 02 Dec 2022 13:33
Last Modified: 02 Dec 2022 13:33
URI: http://repository.unars.ac.id/id/eprint/364

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